Founded in July 2019, Premium Insurance Brokers – A Division of Oracle RMS, has emerged in Windsor-Essex County.

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226-782-6000

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Auto Insurance

  • We offer a wide range of auto insurance coverage options designed to protect you, your passengers, and your vehicle:

    Third-Party Liability: Covers legal fees and compensation if you’re at fault in an accident causing injury or property damage.

    Direct Compensation – Property Damage (DCPD): Covers damage to your vehicle if another driver is at fault.

    Accident Benefits: Medical expenses, rehab, income replacement, funeral benefits, and more, regardless of fault.

    Uninsured Automobile Coverage: Protection if you’re hit by an uninsured or hit-and-run driver.

    Collision Coverage: Repairs or replaces your vehicle after a collision.

    Comprehensive Coverage: Covers non-collision-related damages (theft, vandalism, hail, fire, falling objects).

    Optional Endorsements: Loss of use, accident forgiveness, depreciation waiver, rental vehicles.