Founded in July 2019, Premium Insurance Brokers – A Division of Oracle RMS, has emerged in Windsor-Essex County.

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226-782-6000

Home Insurance

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Home Insurance

  • Protect your home, belongings, and liability with comprehensive property coverage:

    Dwelling Coverage: Rebuilds or repairs damage to the physical structure from fire, storm, vandalism, etc.

    Detached Structures: Covers garages, sheds, fences, and other external buildings.

    Personal Property: Replaces contents like electronics, furniture, clothing, etc.

    Liability Coverage: If someone is injured on your property or you cause damage to others’ property.

    Additional Living Expenses (ALE): Covers hotel, meals, and relocation during repairs.

    Water Damage Protection: Sewer backup, overland water, and burst pipe protection.

    Identity Theft & Cyber Protection: Optional coverage for financial and data recovery.