A Division of Oracle RMS
Proudly serving Windsor-Essex · A Division of Oracle RMS
Personal, commercial, and specialty coverage through real Windsor-Essex brokers — not a call centre.
Real brokers. Real advice.
Explore coverage
We work with leading Canadian insurers to compare coverage options for your home, vehicles and business.
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Personal coverage
Home, auto, condo, tenant, travel and specialty personal lines — presented clearly, with a broker who can explain what matters.
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Personal
Auto
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Personal
Home
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Personal
Condo
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Personal
Tenant
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Personal
Landlord
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Personal
Motorcycle
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Personal
Boat
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Personal
Cottage
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Personal
Travel
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Personal
Mobile Home
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Personal
Umbrella
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Personal
Home Sharing
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Personal
Life
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Personal
Group Home & Auto
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Commercial capability
From contractors and manufacturers to transportation, hospitality, real estate, healthcare and specialty risks, Premium helps businesses understand their exposures and build coverage around how they actually operate.
Trucking, commercial auto, cargo, and garage coverage for Windsor-Essex operators.
Independent brokerage
Advice first. Markets second. Coverage that fits how you live and work.
Why Premium
Technology can make insurance easier — but coverage decisions still deserve a licensed broker who will explain the differences.
More choice
Access to multiple insurance markets and coverage options — so recommendations can be compared, not just quoted.
Commercial capability
Personal, commercial, and specialty insurance expertise for households and businesses across Windsor-Essex.
Real broker support
Licensed brokers available to explain coverage and help clients navigate insurance decisions.
Local accountability
A Windsor-Essex brokerage with real people clients can call and visit.
Your car. Your boat. Your business. Your daughter's wedding. Yep — there's a lot we can help protect.
Google reviews
4.7
82 Google reviews
Reviews for Premium Insurance Brokers a division of ORACLE RMS. Ratings provided by Google.
Taha Aljanabi
11 months ago
“Omar is fantastic! He went above and beyond to make sure I got the best insurance plan for my needs. Super friendly, responsive, and easy to talk to. You can tell he really cares about his clients and takes pride in his work. I’ll definitely be recommending him and Premium Insurance Brokers to family and friends. Highly recommended.”
Rami Jameel
11 months ago
“I had an amazing experience with Premium Insurance Brokers! The team was very professional, friendly, and knowledgeable. They explained all my options clearly and helped me choose the perfect coverage for my needs. The whole process was fast and stress-free. Highly recommended for anyone looking for reliable and honest insurance services.”
bianca korva
a year ago
“Premium Insurance is the best brokerage I have ever worked with. I have family that have been clients of their brokerage for many years. They always have reliable customer service, are knowledgeable about their products and their experience in their field really shines through. I recommend their services to anyone looking for a more personal approach to insurance.”
Awards & recognition
Recognition from our community and the Canadian insurance industry. Layout reserved for a ninth award asset pending owner delivery.
Platinum Winner
2024
Gold Winner
2026
Platinum Winner
2023
Platinum Winner
2022
Platinum Winner
2021
5-Star Brokerage, Ontario
2022
Insurance Business Canada
5-Star Brokerage
2021
Insurance Business Canada
Fast Brokerages
2024
Insurance Business Canada
Platinum Winner
2024
Gold Winner
2026
Platinum Winner
2023
Platinum Winner
2022
Platinum Winner
2021
5-Star Brokerage, Ontario
2022
Insurance Business Canada
5-Star Brokerage
2021
Insurance Business Canada
Fast Brokerages
2024
Insurance Business Canada
Platinum Winner four years running (2021–2024) · Gold Winner 2026
Windsor-Essex · A Division of Oracle RMS
Premium combines Windsor-Essex relationships with the broader capabilities of Oracle RMS and access to leading Canadian insurance markets.
A Division of Oracle RMS
Local accountability with the reach of a larger brokerage network.
Next step
Talk to a licensed broker who can compare options, explain the differences and help you choose coverage with confidence.
Home · Auto · Business · Specialty
